Disclosures

1. About Summers Ahead

Summers Ahead, a brand of Apex Digital Media LLC, 55 Weston Rd Suite 205, Weston, FL 33326, is not an insurance company. Content is for education only and is not tax or legal advice.

We are not an insurance company, insurance agency, broker-dealer, or registered investment adviser, and nothing on this page is financial, tax, insurance or legal advice or a recommendation to buy anything. Any product a licensed firm may discuss with you has its own terms, costs and risks, which they are required to explain. Where a product carries guarantees, those guarantees depend on the financial strength and claims-paying ability of the issuing insurance company — they are not guaranteed by any bank, by the FDIC, or by any government agency. Being introduced to a firm is not an endorsement of that firm or of anything it may recommend.

2. Compensation

Summers Ahead may be compensated by the licensed partners it connects you with.

3. Indexed universal life

Index-linked interest is never credited below 0%; policy charges still apply and can reduce cash value. Caps and participation rates limit upside and may change. Policy loans accrue interest and reduce the death benefit and cash value if unpaid. Excessive loans can cause a policy to lapse, which may have tax consequences.

4. Examples and illustrations

Figures on this site are hypothetical and for illustration only. They are not guarantees or projections of any policy.

5. Advertising

Some pages are advertisements and are labeled “Advertorial”.